Top Stocks to Buy Under ₹100: Experts Recommend 6 Shares for May 20, 2025

Stocks to Buy Under ₹100: Experts Recommend Six Shares to Buy Today — 20 May 2025

 Introduction

In a market driven by volatility and macroeconomic shifts, retail investors are increasingly turning toward affordable yet promising stocks. Shares under ₹100, often overlooked, are gaining traction due to their low entry barrier and high upside potential. On 20 May 2025, market experts have identified six fundamentally sound stocks priced under ₹100 that offer attractive valuations and growth prospects. These stocks not only offer affordability but also exhibit strength in fundamentals, strategic positioning, and sectoral tailwinds.

Let’s dive deep into these six stocks and understand why analysts are bullish on them today.

Why Focus on Stocks Under ₹100?

For many retail investors, especially beginners or those with limited capital, stocks under ₹100 are ideal for portfolio diversification. These stocks can be:

• Hidden gems with potential to become multibaggers

• Positioned in sectors expected to outperform

• Undervalued due to temporary headwinds or lack of investor attention

However, not all cheap stocks are good investments. The key lies in identifying quality companies with robust business models, consistent earnings, and future visibility.

Six Expert-Recommended Stocks Under ₹100 — 20 May 2025

1. IRCON International Ltd (NSE: IRCON)

• Price: ₹95.80

• Sector: Infrastructure / Railways

• Market Cap: ₹9,000+ crore

Why Buy:
IRCON, a PSU under the Ministry of Railways, is a major beneficiary of India’s aggressive railway infrastructure expansion. With an order book exceeding ₹20,000 crore and steady revenue visibility, the stock has shown resilience in market downturns.

Expert View:
Analysts from Sharekhan and Motilal Oswal have given a “Buy” rating with a price target of ₹125 over the next 6–9 months, citing robust execution and policy support.

2. NHPC Ltd (NSE: NHPC)

• Price: ₹81.25

• Sector: Power (Hydroelectric)

• Market Cap: ₹81,000 crore

Why Buy:
NHPC stands as India's largest hydropower development organization. With climate-conscious policies and a push for green energy, NHPC is well-positioned. The company has also announced joint ventures with state governments for future expansion.

Expert View:
Brokerage firms like HDFC Securities have identified NHPC as a long-term defensive bet in the power sector with a high dividend yield and minimal debt.

3. Yes Bank Ltd (NSE: YESBANK)

• Price: ₹28.40

• Sector: Banking & Financial Services

• Market Cap: ₹82,000 crore

Why Buy:
After years of restructuring, Yes Bank is showing signs of revival. NPA ratios have improved, credit growth is back, and the management is focused on retail and MSME lending. Strategic investors like SBI continue to hold substantial stakes, boosting investor confidence.

Expert View:
ICICI Direct recommends accumulation, stating the stock is undervalued compared to peers and could double if earnings sustain over two quarters.

4. Suzlon Energy Ltd (NSE: SUZLON)

• Price: ₹47.30

• Sector: Renewable Energy

• Market Cap: ₹62,000 crore

Why Buy:
Suzlon has made a strong comeback from its debt-ridden past. With the Indian government emphasizing renewable capacity addition and favorable tariffs for wind energy, Suzlon has become a turnaround story worth betting on.

Expert View:
Axis Securities has placed Suzlon on its midcap radar, forecasting strong margin expansion and profitability by FY26.

5. Jammu & Kashmir Bank Ltd (NSE: J&KBANK)

• Price: ₹94.60

• Sector: Banking

• Market Cap: ₹9,500 crore

Why Buy:
With the political stability in J&K improving, economic activity is picking up. J&K Bank has a dominant presence in the union territory with limited competition. Its recent quarterly results showed a 25% YoY rise in net profit and improved asset quality.

Expert View:
IDBI Capital sees J&K Bank as a unique turnaround opportunity with potential upside of 30% in the medium term.

6. Rail Vikas Nigam Ltd (NSE: RVNL)

• Price: ₹98.50

• Sector: Railways / Infrastructure

• Market Cap: ₹20,000 crore

Why Buy:
RVNL is involved in the execution of crucial railway and metro projects across India. The company has consistently bagged new orders and maintained profitability. Its dividend policy and execution ability make it an attractive long-term pick.

Expert View:
JM Financial sees RVNL as an infrastructure play aligned with India’s long-term logistics and mobility vision.

Key Risks to Consider

While these stocks show promise, investors must be cautious about:

• Volatility: Stocks under ₹100 can be highly volatile.

• Liquidity: Some may have low trading volumes.

• Market Sentiment: External news or macro shocks can disproportionately impact these stocks.

• Company-specific Issues: Governance, management quality, or debt levels can quickly change the outlook.

Hence, it’s advised to do due diligence, diversify, and invest with a clear risk appetite.

Expert Strategy for Buying Low-Priced Stocks

Market veterans advise following these principles:

• Use SIP-style approach in smallcaps and penny stocks for cost averaging.

• Focus on fundamentals: ROE, Debt-to-Equity ratio, promoter holding, and business visibility.

• Avoid “operator stocks” with no fundamental justification for price movement.

• Track institutional participation as a confidence indicator.

• Monitor news flow and quarterly earnings for updated guidance.

Historical Success Stories of Stocks Under ₹100

Some of today’s blue-chip names were once trading under ₹100:

• Tata Power was trading under ₹70 in 2020, now over ₹400

• Trident Ltd was under ₹10 a few years back, now over ₹40 with strong dividend

• Hindustan Copper once traded around ₹30, shot up over ₹200 during the commodity rally

Investing early in quality smallcaps can create massive wealth over time — provided the investor is patient and selective.

On 20 May 2025, investors seeking value in the under-₹100 bracket have credible options backed by expert analysis. These six stocks — IRCON, NHPC, Yes Bank, Suzlon Energy, J&K Bank, and RVNL — offer a mix of strong fundamentals, sectoral growth, and institutional support. While risks remain, disciplined investing with proper analysis can help unlock significant returns from these affordable shares.

Before investing, assess your goals, risk tolerance, and market horizon. Stocks under ₹100 are not just "penny plays" — some are genuine multibagger opportunities waiting to be discovered.

Disclaimer: This article is for informational purposes only and should not be construed as investment advice. Always consult with a certified financial advisor before making any investment decisions.