Top 4 Stocks to Buy Under ₹100 Today – Expert Picks for April 16, 2025

Stocks to Buy Under ₹100: Experts Recommend Four Shares to Buy Today — 16 April 2025

Introduction: Affordable Stocks with Big Potential

Investing in the stock market doesn’t always require large sums of money. With India’s equity markets increasingly becoming retail-friendly, investors are turning to high-potential stocks trading under ₹100. These affordable shares offer an excellent entry point for small investors and can yield substantial returns if chosen wisely.

Today, on 16 April 2025, we’ve tapped into expert recommendations and filtered out four fundamentally and technically sound stocks trading below ₹100 on the NSE and BSE. These stocks show signs of upward momentum, solid financial performance, or are backed by themes aligned with India's growth narrative.

Let’s deep dive into these expert-backed picks that are budget-friendly yet promising.

1. IRCON International Ltd (NSE: IRCON) – ₹98.75

Sector: Infrastructure & Railways

Market Cap: ₹9,000 Cr (Mid Cap)

CMP (as of April 16, 2025): ₹98.75

Why Experts Like It:
IRCON, a public sector enterprise under the Ministry of Railways, is riding the massive capital expenditure push from the Indian government in infrastructure, especially in railway electrification and connectivity projects. With large order inflows and improving operating margins, IRCON stands out among railway stocks.

Fundamentals at a Glance:

• P/E Ratio: 11.3 (attractive valuation)

• Dividend Yield: 2.4%

• Order Book: Over ₹35,000 crore

• Return on Equity (ROE): 15.2%

Technical Setup:
The stock is forming a strong base near ₹95, with the 200-day moving average acting as support. A breakout above ₹100 with volume could lead to ₹112–₹118 in the near term.

Expert Opinion:
"IRCON is a classic value pick in the government-driven infra story. At under ₹100, it’s a steal for long-term investors looking for stable growth and dividends." — Ravi Mehta, Technical Analyst, Sharewealth Securities

2. South Indian Bank (NSE: SOUTHBANK) – ₹24.40

Sector: Private Banking

Market Cap: ₹5,700 Cr (Small Cap)

CMP (as of April 16, 2025): ₹24.40

Why Experts Like It:
South Indian Bank has been undergoing structural transformation under new leadership. Asset quality has improved, NPAs have declined significantly, and credit growth in southern India has picked up. The stock has underperformed in the past but is now gaining traction as a turnaround candidate.

Key Metrics:

• Net NPA: 1.6% (down from 2.5% YoY)

• Credit Growth YoY: 14%

• Cost-to-Income Ratio: Down to 55% from 68%

• Capital Adequacy Ratio: 16.8%

Technical Setup:
Strong bullish engulfing pattern seen on the daily chart. The stock recently crossed its 50-day moving average. Resistance is seen at ₹27 and support near ₹22.

Expert View:
"Improved fundamentals and technical signals point to a sustainable rally. South Indian Bank is poised to become a multibagger in the next few years, especially as credit demand grows in Tier-2 and Tier-3 cities." — Saurabh Shah, Banking Sector Analyst, Axis Direct

3. GMR Power and Urban Infra Ltd (NSE: GMRP&UI) – ₹79.25

Sector: Energy, Power & Urban Infra

Market Cap: ₹6,300 Cr (Mid Cap)

CMP (as of April 16, 2025): ₹79.25

Why Experts Like It:
GMRP&UI focuses on power generation and smart city infrastructure. With increased renewable energy allocation and private-public partnerships in urban development, the company is well-placed to benefit from government-led initiatives.

Fundamental Highlights:

• Revenue Growth YoY: 22%

• EBITDA Margin: 17%

• Debt-to-Equity: Improved from 1.6x to 1.2x

• Capex Plans: ₹2,000 crore lined up for next 2 years

Technical Setup:
Flag breakout confirmed on weekly chart with rising volumes. Near-term targets at ₹88 and ₹95, with stop-loss around ₹72.

Expert View:
"With India's push toward renewable energy and smart urban infrastructure, GMRP&UI could turn into a future-ready company. The valuation under ₹100 makes it an attractive bet." — Meenal Joshi, Power & Infra Analyst, Narnolia

4. Brightcom Group Ltd (NSE: BCG) – ₹18.90

Sector: Digital Marketing, Ad-Tech

Market Cap: ₹3,200 Cr (Small Cap)

CMP (as of April 16, 2025): ₹18.90

Why Experts Like It:
Brightcom, once surrounded by controversies and corporate governance concerns, has cleaned up its books and seen a strategic investor enter. With the digital ad space booming and strong global clientele, the company is making a comeback.

Improved Financial Metrics:

• Revenue Growth: 18% YoY

• Net Profit Margin: 8.5%

• Promoter Holding: Up from 18% to 24% in recent quarters

• Debt-Free: Yes

Technical Setup:
A bullish reversal has formed around ₹16, and the stock has gained 12% in the last week. Next resistance lies at ₹22.5.

Expert Commentary:
"Despite its troubled past, Brightcom has resurged as a high-risk, high-reward opportunity. A clean balance sheet and digital advertising tailwinds make it worth considering for aggressive investors." — Arun Krishnan, Tech Stock Strategist

Summary Table: 4 Top Stocks Under ₹100 (as on April 16, 2025)

Investment Strategy: How to Approach Stocks Under ₹100

Low-priced stocks often attract attention due to their affordability, but it's important to differentiate between value buys and value traps.

What to Look For:

• Improving financials

• Low debt or debt reduction

• Sector tailwinds

• Transparent governance

• Breakout technical setups

What to Avoid:

• Stocks with no revenue growth

• Heavy pledging by promoters

• Poor liquidity

• Pump-and-dump activity

A mix of fundamental screening and technical analysis goes a long way in selecting stocks under ₹100 that are more likely to appreciate sustainably.

Small Prices, Big Opportunities

While large-cap stocks offer stability, stocks under ₹100 give the thrill of asymmetric returns. But with that thrill comes the responsibility of informed investing. The four stocks highlighted today—IRCON, South Indian Bank, GMRP&UI, and Brightcom—are all backed by evolving fundamentals, market relevance, and sector-specific catalysts.

For investors with a moderate to high-risk appetite, these names could add a layer of diversification and growth to the portfolio. As always, don’t forget to set realistic stop-losses and monitor news developments regularly.

This article is for informational purposes only and does not constitute investment advice. Please consult your financial advisor before making any stock market investments.