Q4 Results Today: ITC Hotels, Cochin Shipyard, JSW Energy, PB Fintech, Crompton Greaves, LIC Housing 

Finance in Spotlight on May 15

New Delhi, May 15 – As the earnings season heats up, a fresh batch of quarterly results is due to be unveiled today, drawing attention from investors and analysts alike. Among the key companies reporting their Q4 FY25 numbers on May 15 are ITC Hotels, Cochin Shipyard, JSW Energy, PB Fintech, Crompton Greaves Consumer Electricals, and LIC Housing Finance.

Here’s a comprehensive preview of what to expect from each company and how their Q4 performance could influence market sentiment.

ITC Hotels (Part of ITC Ltd.)

ITC Ltd. has strategically focused on expanding its hospitality arm, which has been gradually emerging from pandemic-era disruptions. With travel and tourism rebounding, ITC Hotels is expected to show improved performance in the January–March quarter.

What to Watch:

• Occupancy rates and RevPAR (Revenue per available room)

• Contribution from luxury and mid-scale segments

• New property additions and management contracts

Street Expectations:

Analysts predict a YoY revenue growth of 15–20% for ITC Hotels in Q4. Operating margins are likely to expand with higher room tariffs and improved food & beverage revenues.

Cochin Shipyard Ltd.

Cochin Shipyard, a key player in shipbuilding and ship repair, is poised to report a strong quarter, supported by robust order execution and favorable government contracts.

Key Triggers:

• Execution of naval and commercial vessel orders

• Ship repair revenues and margin profile

• Order book visibility for FY26

Expected Performance:

Q4 FY25 is anticipated to reflect a solid double-digit revenue growth. EBITDA margins are expected to remain steady due to operational efficiencies.

JSW Energy

With a focus on both thermal and renewable power, JSW Energy is on analysts’ radar as the company navigates its energy transition strategy. The firm has been scaling its green energy portfolio, which may reflect in improved metrics this quarter.

Focus Areas:

• Contribution from renewable energy assets

• Tariff realizations and generation volumes

• Capex updates on solar/wind projects

Market Outlook:

The company is expected to post a marginal improvement in revenues, but profitability might remain under pressure due to elevated input costs and operational expenses in its expanding renewable portfolio.

PB Fintech (Policybazaar)

PB Fintech, the parent of insurance aggregator Policybazaar, is entering an interesting phase. The company has been narrowing losses while accelerating premium growth through digital channels.

Q4 Snapshot Expected:

• Premiums underwritten via the platform

• User acquisition costs and retention metrics

• Progress on monetization initiatives

Analyst Commentary:

Losses are expected to narrow further in Q4, with revenue growing over 25% YoY. The bottom line remains in the red, but operational improvements suggest a potential breakeven in FY26.

Crompton Greaves Consumer Electricals

The maker of fans, lighting products, and household appliances is likely to report a mixed quarter. While demand in urban centers remains strong, rural sales may show some softness due to macro pressures.

Business Pointers:

• Volume trends in core fan segment

• Premiumization impact on margins

• Growth in water heaters and kitchen appliances

Earnings Preview:

The Street expects Crompton’s Q4 net profit to rise marginally, with revenue growth in the 6–8% range. Input cost management and product mix will be key to sustaining margins.

LIC Housing Finance

One of India’s largest housing finance companies, LIC Housing Finance is expected to post a stable Q4 on the back of strong demand for affordable and mid-income housing loans.

Financials to Watch:

• Loan disbursement and growth in AUM (Assets Under Management)

• Net interest income (NII) and spreads

• Asset quality metrics (GNPA/NNPA ratios)

Street View:

NII is expected to grow 10–12% YoY, while GNPA may remain flat or show slight improvement. The company's strategy of focusing on salaried borrowers is likely to reduce credit risk.

Sectoral Highlights

Hospitality Sector:

The hospitality sector is entering a golden phase post-COVID, with ITC Hotels likely to mirror the performance of peers like Indian Hotels and Chalet Hotels, which reported strong earnings on the back of record occupancy and improved average room rates.

Energy Sector:

JSW Energy’s results will set the tone for upcoming energy players’ earnings. The company’s pivot to green energy is being closely watched, especially after its peers like Tata Power and Adani Green showed mixed results.

Financial Services:

PB Fintech and LIC Housing Finance together offer a peek into how fintech and traditional lenders are navigating an evolving regulatory and competitive landscape.

Market Implications

Q4 results from these companies will not only affect their individual stock trajectories but could also have sectoral ripple effects. Here's how:

• Positive results from ITC Hotels could boost the broader hospitality index.

• Cochin Shipyard’s performance may impact PSU shipbuilders and related defense stocks.

• Strong LIC Housing results may support NBFC stocks amid ongoing rate cut expectations.

• JSW Energy’s report could move sentiment in the power and renewable sector stocks.

What Analysts Are Saying

Motilal Oswal on JSW Energy:
“We expect flattish earnings due to higher renewable energy investments. Operational metrics will be key.”

ICICI Securities on PB Fintech:
“Strong platform metrics and lower cash burn point to structural improvement. Break-even could be closer than earlier anticipated.”

Axis Capital on Crompton Greaves:
“Fan segment demand is rebounding. Margin expansion depends on cost control and new launches.”

Earnings Calendar – May 15, 2025

Expert Take

“Investors should watch for commentary on FY26 guidance, especially in sectors like renewable energy, real estate finance, and consumer durables,” says Anuj Mehta, an independent equities analyst. “With inflation stabilizing and rate cuts in the pipeline, the market is rewarding companies that demonstrate operational discipline and growth visibility.”

What Lies Ahead

With today's results, markets are keen to draw early cues for the coming fiscal year. The next few weeks will see major players like Hindalco, ONGC, and BPCL report their Q4 and full-year results.

These earnings will help investors reassess sectoral leadership, potential re-rating candidates, and the impact of macro headwinds such as crude price volatility, monsoon forecasts, and geopolitical tensions.

Stay tuned as we track today’s earnings and bring you live updates, investor call highlights, and stock movement insights throughout the day.