IRCTC, SAIL to Cummins: Six Stocks That Declared Dividends With Q4 FY25 Results

As the Q4 earnings season wraps up for FY2024–25, many companies not only revealed their financial performance but also rewarded shareholders with dividends. These announcements, particularly from heavyweights like IRCTC, SAIL, and Cummins India, signal a mix of confidence in their cash flow and commitment to shareholder value.

Here’s a detailed breakdown of six major companies that declared dividends along with their Q4 results and what it means for investors going forward.

 1. Indian Railway Catering and Tourism Corporation (IRCTC)

Q4 FY25 Performance:

• Net Profit: ₹358 crore (up 26% YoY)

• Revenue: ₹1,269 crore (up 10% YoY)

IRCTC showed robust growth across its internet ticketing and catering segments, maintaining its stronghold in railway-related services. The uptick in domestic travel demand helped boost volumes across key verticals.

Dividend Declared:

• Final Dividend: ₹2.50 per share

• Total for FY25: ₹9.50 per share (including two interim dividends)

Investor Insight: With a healthy payout ratio and strong balance sheet, IRCTC remains a favorite among dividend hunters and long-term retail investors.

2. Steel Authority of India Ltd (SAIL)

Q4 FY25 Performance:

• Net Profit: ₹1,251 crore (up 11% YoY)

• Revenue: ₹29,316 crore (up 5% YoY)

Despite rising input costs, SAIL managed to deliver a decent set of numbers in Q4, driven by stable steel prices and improved export orders.

Dividend Declared:

• Final Dividend: ₹1.60 per share

SAIL's full-year profit saw a drop of nearly 23% compared to FY24, but the board still opted to reward shareholders with a dividend, pointing to strong operational cash flows and an efficient capital structure.

Investor Insight: While cyclicality remains a risk, dividend stability and government backing make SAIL attractive for medium-term portfolios.

 3. Cummins India

Q4 FY25 Performance:

• Net Profit: ₹521 crore (down 7.2% YoY)

• Revenue: ₹2,020 crore (up 3% YoY)

Cummins India, a key player in power generation and industrial engines, witnessed pressure on margins due to rising input costs and international headwinds.

Dividend Declared:

• Final Dividend: ₹13 per share

• Total for FY25: ₹28 per share

Despite the dip in profits, the hefty dividend payout underlines management’s confidence in future earnings and strong liquidity.

Investor Insight: Cummins remains a steady long-term pick with consistent dividend history and potential benefits from the ongoing capex cycle in India.

 4. Tata Chemicals

Q4 FY25 Performance:

• Net Profit: ₹282 crore (down 15% YoY)

• Revenue: ₹3,215 crore (flat YoY)

Tata Chemicals faced some heat from a slowdown in the global soda ash market, but long-term fundamentals remain intact due to its presence in the specialty chemical space.

Dividend Declared:

• Final Dividend: ₹12.50 per share

The company has a track record of generous dividends, and this year’s declaration continues that tradition despite challenging market conditions.

Investor Insight: With diversification across chemicals and agri-solutions, Tata Chemicals offers defensive characteristics with income potential.

 5. Bosch Ltd

Q4 FY25 Performance:

• Net Profit: ₹419 crore (up 23% YoY)

• Revenue: ₹4,230 crore (up 6% YoY)

Bosch benefited from the auto sector’s recovery, specifically in passenger vehicles and two-wheelers. The company continues to invest heavily in electrification and mobility services.

Dividend Declared:

• Final Dividend: ₹170 per share

• Special Dividend: ₹100 per share

• Total Dividend for FY25: ₹270 per share

Bosch’s bumper payout is among the highest this season and reflects the firm’s solid cash position and prudent capital allocation.

Investor Insight: High dividends and an innovation-led roadmap make Bosch a hybrid play — value and growth.

6. NTPC Ltd

Q4 FY25 Performance:

• Net Profit: ₹5,295 crore (up 18% YoY)

• Revenue: ₹46,220 crore (up 12% YoY)

India’s largest power generator continued its strong earnings momentum, benefiting from higher power demand and improved plant load factors.

Dividend Declared:

• Final Dividend: ₹3.25 per share

• Total for FY25: ₹7.75 per share

NTPC has consistently shared profits with its investors and FY25 was no different. The company also reaffirmed its aggressive expansion into green energy.

Investor Insight: Stable earnings and dividend yield of over 4% make NTPC a popular choice among conservative investors.

Quick Snapshot: Dividends Announced Post Q4 FY25

What Should Investors Do?

With dividends offering a cushion amid market volatility, these six companies stand out not just for their payouts but also for their long-term earnings potential. Investors looking for steady income streams may consider accumulating such stocks, especially those with low debt and strong free cash flow.

Dividend-paying stocks serve dual benefits: capital appreciation over time and a hedge against inflation through recurring payouts.

Final Word

Q4 FY25 has brought encouraging signs of earnings resilience across multiple sectors — from infrastructure and engineering to chemicals and utilities. What ties these six companies together is their focus on returning value to shareholders even during uncertain economic cycles.

As always, investors are advised to align dividend stocks with their financial goals and risk appetite. Whether you're a growth seeker or income investor, these names offer a compelling case for consideration in a diversified equity portfolio.